The One-Stop Hub for Contractor Insurance
Buy Contractor Insurance exists to make one thing simple: getting a construction business every coverage it needs, in one place, without the gaps and headaches of piecing it together.
Powered by Contractors Choice Agency
Buy Contractor Insurance is a service of Contractors Choice Agency, a licensed insurance agency built specifically for the construction industry. That focus matters. Insuring contractors well takes more than pulling a generic business policy — it takes understanding how each trade works, what its real risks are, how workers' comp class codes and bonds function, and what the contracts you sign actually require.
We bring that specialized knowledge to every quote. Instead of sending you to different sources for liability, workers comp, auto, tools, and bonds, we place your entire program through one point of contact — coordinated so the pieces fit together, with no gaps between policies and no coverage you're paying for twice.
Built Around How Contractors Work
Contractors don't have time to chase certificates or untangle overlapping policies. So we built around your reality: fast quotes, same-day certificates of insurance and additional insured endorsements, coverage structured to meet your contract requirements, and a team that speaks construction. Whether you're a solo tradesman getting your first general liability policy or a growing GC building a full program with bonds and an umbrella, we make getting properly covered straightforward.
How We Work
One Hub, Not Ten Sources
We place every coverage a contractor needs through one agency — coordinated, gap-free, and simpler to manage.
Construction Specialists
We focus on the trades. We understand contractor risks, class codes, bonds, and the contract requirements you face.
Straight Answers
Plain-language explanations of what each coverage does and what it costs — no jargon, no pressure, no runaround.
Fast When It Counts
Quick quotes and same-day COIs and additional insured endorsements, because paperwork should never cost you a job.
Every Coverage, Every Trade, One Place
Nine core coverages, 35+ construction trades, nationwide — all placed and managed through one agency that knows contractors.
Get Every Contractor Coverage in One Quote
General liability, workers comp, commercial auto, tools, bonds, and more — one place, one quote, built for your trade. Fast turnaround and COIs when you need them.