Contractor Insurance Insights

The Contractor Insurance Blog

Straight-talking guides on contractor insurance — what it costs, what each coverage does, and how to build the right program for your trade.

Featured · Cost & Coverage Guide

Contractor Insurance: The Complete 2026 Cost & Coverage Guide by Trade

What contractor insurance costs in 2026, every coverage a construction business needs, and how pricing and requirements differ by trade. A complete guide for contractors buying insurance.

July 17, 202613 min read

Coverage Basics

General Liability vs. Workers' Comp: What's the Difference for Contractors?

The two coverages every contractor hears about most, explained clearly — what general liability and workers' compensation each cover, who they protect, and why most contractors need both.

July 11, 20264 min read

Bonds & Surety

Contractor Bonds Explained: License, Bid & Performance Bonds

Surety bonds confuse a lot of contractors because they aren't insurance. Here's what contractor bonds are, the main types, how they differ from insurance, and why you may need both.

July 4, 20265 min read

How-To

How to Buy Contractor Insurance Online (Without Getting the Wrong Coverage)

Buying contractor insurance online is fast and convenient — but easy to get wrong. Here's how to buy the right coverage for your trade without ending up with gaps or the wrong limits.

June 27, 20265 min read

Get Every Contractor Coverage in One Quote

General liability, workers comp, commercial auto, tools, bonds, and more — one place, one quote, built for your trade. Fast turnaround and COIs when you need them.

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